XN Global ® Vacant Dwelling Insurance
vacant dwelling insurance
Domestic insurers in most jurisdictions are reluctant to cover dwellings that are either vacant, unoccupied or rented to another occupant. In some cases, limited coverage is provided; in most cases, domestic homeowner insurance companies do not provide coverage if an international assignee’s home remains unoccupied or is rented to another occupant.
XN Financial ® supplies insurance coverage for vacant, unoccupied or rented dwellings, including condos located anywhere in the United States, Canada and Europe.
-
Plan highlights
• The definition of “Dwelling” includes vacant dwellings, unoccupied dwellings or dwellings rented to others
• The policy pays for reasonable repairs and other costs incurred by the insured to protect the dwelling from further damage following a covered loss
• Coverage is also provided for the breakage of glass or safety glazing material forming part of a covered building, storm door or storm window
• The contents of the dwelling can also be covered if a burglar alarm is maintained during the policy period
• 10% of insured value of dwelling is automatically extended to insure other structures located on the residence premises
• XN Financial® also insures against liability suits brought for damages arising from the ownership, maintenance or use of the dwelling. This coverage also includes defense costs and medical expenses. -
Contact us
For questions or discussion about the plans, applying for coverage, service or status of claim, or if assistance is needed on selecting the right plan, contact a dedicated Gateway Plans representative via email, telephone or fax:
Toll Free: 866.286.4076
Fax: 514.908.1837
Email: gateway@xn.com
For questions call
1.866.286.4076
© 2024 Mercer, LLC. All rights reserved.